MOVE · WORKED CASE 06

When does a $12K move pay back?

A recovery-period calculation that tests whether a monthly improvement is large enough to offset one-time moving costs.

INPUT LEDGER

What is known, entered, or assumed.

InputValueOrigin
One-time moving cost$12,000User assumption
Base monthly improvement$650Scenario output
Low case$300 per monthSensitivity case
High case$1,000 per monthSensitivity case

REPRODUCIBLE CALCULATION

Follow the intermediate result.

01

Base recovery

Formula or rule: $12,000 ÷ $650

Result: 18.5 months

02

Low recovery

Formula or rule: $12,000 ÷ $300

Result: 40 months

03

High recovery

Formula or rule: $12,000 ÷ $1,000

Result: 12 months

04

No-positive-gain case

Formula or rule: $12,000 ÷ $0 or negative

Result: No financial recovery under the assumptions

DECISION READING

What the result means.

A modest change in the monthly estimate can move recovery from one year to more than three. The decision should show the range, not only the 18.5-month base case.

SENSITIVITY

What could change the answer.

  • Temporary housing, deposits, vehicle shipping, and unpaid time off belong in the one-time cost.
  • Rent increases or benefit changes belong in the recurring monthly result.
  • A bonus can shorten cash recovery without improving the recurring case.

BOUNDARIES

What this case does not prove.

  • The arithmetic holds monthly improvement constant.
  • It ignores investment returns, inflation, and financing costs.
  • Financial recovery is only one part of a relocation decision.

OFFICIAL SOURCES

Where factual context is verified.

RELATED MOVE CASES

Change one assumption and compare again.

Each case keeps inputs, arithmetic, evidence, and uncertainty in separate layers.

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